Turn everyday spending into real rewards
Earn points with every purchase and redeem for cashback, travel, shopping and more.
Reward Tiers
Level up your rewards
Entry
Blue Tier
Earn on everyday essentials with automatic cashback.
1% cashback
✅ Free, automatic
Popular
Gold Tier
Boosted points on bills, groceries and travel purchases.
1.5% cashback
🎓 Spend £1,000/mo
Top
Platinum Tier
Max rewards plus lounge access and exclusive events.
2% cashback
👑 Spend £2,500/mo
Redeem Your Points
Rewards that feel like rewards
Cashback
Redeem for real money into your account.
Vouchers
Shopping vouchers at 200+ brands.
Travel
Air miles and hotel points every spend.
Experiences
Exclusive events and dinners for top tiers.
How It Works
Earning made effortless
1
Spend
Use any First Finance card — points accrue automatically.
2
Collect
Watch points stack up in real time inside the app.
3
Redeem
Swap points for cashback, travel or vouchers anytime.
4
Enjoy More
Level up tiers to unlock bigger rewards and bonuses.
No points expiry while your card is active
See reward balance on every statement