Transfer your balance & pay 0% for 24 months
Consolidate your credit card debt into one manageable balance and give your money a break. A 1.4% transfer fee applies.
Real savings, right away
Transfer up to £20,000 and enjoy 0% interest for 24 months — then just a straightforward representative APR.
24 Months
Pay no interest on your transferred balance for two full years.
1.4% Fee
Just one low, transparent transfer fee. No hidden costs, ever.
Manage In-App
Track your full repayment schedule and set monthly reminders.
| Transfer Option | Interest Period | Transfer Fee | Typical APR |
|---|---|---|---|
| 24-Month Super Transfer | 0% for 24 months | 1.4% | 21.9% |
| 18-Month Saver | 0% for 18 months | 0.9% | 21.9% |
| Everyday Transfer | 0% for 12 months | 0.5% | 22.9% |
How balance transfer works
Tell Us Your Balance
Enter the amount you want to move and we’ll show eligible offers.
Choose Your Card
Pick the offer that suits you — we handle the paperwork.
We Pay It Off
Your old card is cleared, usually within 3–5 working days.
Enjoy 0% Interest
Set your repayment plan in the app and watch the interest stay at zero.
Your savings, calculated
Transfer £5,000 from a 24.9% APR card to our 0% offer and see how much interest you keep in your pocket over 24 months.
£5,000 transferred × 1.4% fee = £70 one-off cost
Interest avoided: approx. £1,250 over 24 months
With the Everyday Transfer, £5,000 at 24.9% would accrue around £1,250 in interest — you keep it all with us.
Check Your Eligibility